SprayPay now possible
SprayPay is the new payment method on the internet. You now have the option to pay your purchases in installments. Very useful if that one purchase is not convenient or if you do not want to spend all your savings.
From purchases higher than € 250, - there is the possibility to pay in installments. As soon as you indicate that you wish to pay spread via SprayPay, they quickly assess your application based on a number of checks.
The assessment takes place online. There are no long request times. Within a few seconds you will know whether you are eligible for a loan. If the request is approved then you can immediately enjoy your purchase, and we will immediately start to deliver everything.
How does it work:
1. When paying for the payment method, you must pay in installments using Spraypay.
2. After the check-out you will walk through a short questionnaire and an assessment will take place.
3. Is everything okay? Beautiful! Then SprayPay will pay the article and after 30 days they will collect the first monthly amount via the direct debit.
- Intermediate repayment is penalty free, do you want to pay off the entire amount after two months? No problem!
- Monthly collection not met? In that case you will receive a notice of default. In this notice of default you will be asked to still pay your payment obligations within fourteen days.
A payment arrears of two months or more will have to be reported to the BKR.
You may then be able to close a loan more difficult in the future.
- SprayPay uses an interest rate of 14%. Suppose you would like to pay a purchase amount of € 500, - in installments, then you pay approximately € 3, - for interest per month on the basis of 12 months.
Rather paying your bill is no problem at all. If you pay more than the usual monthly amounts, the amount is automatically reduced. You then pay interest on the new outstanding amount. There are no extra costs associated with earlier repayments.
- Where can you find an overview of your Credit?
After the Credit Agreement has been concluded, Webfin Loans B.V. give you the credit agreement by e-mail.
You will also receive Webfin Loans B.V. an overview of the bill by e-mail in the form of an amortization table. This overview can also be requested free of charge at any time during the term of the Credit Agreement with Webfin Loans B.V.